A few weeks ago I was sitting at my desk talking with Olivia.  She was looking through my wallet and suddenly turned and asked me "When are you going to give me a card?"

"Give you a what?" I asked, not knowing what she meant.

"You know, one of these plastic cards" as she pointed a credit card in my wallet.

"Why do you want one of those?"  I was curious.

"You know, so I can buy whatever I want without having to pay the money" she replied with a sly smile.

"Haha, but you know that you still have to pay the bill when you use one, don't you?"

"Oh" she said, kind of surprised.

"Maybe someday, but it will be a long time before you can have a card." I told her.

"Okay, but how about a gift card? A gift card would be fine too." she was not giving up:).