SUMMARY：今天（4月16日星期五）房贷利率的价格和昨天相比又稍微变差。目前加州重新贷款51万的利率，30年固定的零费用重贷利率仍为3.125%，15年固定仍为2.5%；购房贷款50万左右，30年固定的利率仍为3.000%，15年仍为2.25% with 0 point, plus closing cost。

房利美即将大幅度提高对投资房贷款的限制，投资房的贷款利率已经开始出现重大变动。目前已经陆续有lender发布新的大幅提高的投资房利率价格的扣点。由于投资房利率价格的不确定性，未来几天的投资房买房利率暂停发布。

奇虎贷款利率查询电话：949-829-3863或888-800-4151。电邮：[email protected]。官网网址：www.tigerloans.com/apply-now

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300