Conforming loan (<=$417k)

Purpose of Loan    30 YR   15 YR   5/1  7/1
Purchase Loan    3.875  3.125  2.750   3.125
Refinance Loan    4.000  3.250  2.875   3.250
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=400K,FICO>=740,LTV<=60%,O/O,30-day,impound

There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.



Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.



High Balance Loan (<=625k)

Purpose of Loan    30 YR    15 YR   5/1  7/1
Purchase Loan    4.000   3.250    2.875  3.250
Refinance Loan     4.125    3.375   3.000  3.375
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=600K,FICO>=740,LTV<=60%,O/O,30-day,impound

There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.



Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.


Jumbo Loan ( Up to 2M)

Purpose of Loan    30 YR   15 YR   5/1   7/1
Purchase Loan   4.375  3.750    2.875   3.250
Refinance Loan    4.500  3.875   3.000   3.375

The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=729K,FICO>=760,LTV<=60%,O/O,30-day,impound

There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.

Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.

Contact:

Jing Sun
[email protected]
949.680.0818

BRE 01880010
--