干实事

年过半百,知天命,甘居中游,于世少争。就干点实事吧。
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能退休吗

(2014-01-23 18:17:54) 下一个

前几天整理那从原单位拿回来的东西。本以为心平了,但看到一张2005底的工资单,让我心中又有起伏。我现在的工资又回到了那时的水平。今天面试回家,看到了原单位的W2,叹口气,2013可能是我此生收入最多的。人未老珠已黄,49岁重打江山,恐怕就是打个退休的钱,幸亏孩子毕业了,没有任何贷款。

和现在单位一将退休的老头约好了下星期一起吃午餐,也可以讨论一下退休计划。他们那些老人的401K也就六十多万,到退休也没我现在的工资高,只要计划好,没有债务,也行了。

查了下历史,401K开始于1980年,但没有几家公司有,直到90年才普及,那时人退休靠公司的退休金,也就几百至近千元,并且那些老人平均工资都低。所以如果有六十万的401K应该很好了。当然,如果有人好运,公司让直接投资在股票,上百万的可能也是有的,但很少。

这些年,变化真大,钱越来越不值钱。等我退休不知道是个什么世界。

Fun facts about the 60's
New House: $12,700
Average income per year: $5,315
Gallon of gas: $0.25
New car: $2,600
Some important inventions: Computer Mouse, Internet, Manned Moon Landing

Fun facts about the 70's
New House: $23,400(1970)
Average income per year: $9,350(1970)
Gallon of gas: $0.36(1970)
New car: $3,900 (1970)
Some important inventions: Email and floppy disk (1971). Space Station (1973). InkJet Printer (1976)
Disco was born!

Fun facts about the 80's
New House: $68,700(1980)
Average income per year: $19,500(1980)
Gallon of gas: $1.19(1980)
New car: $7,200 (1980)
Some important inventions: 1st artificial human heart (1982).  DNA fingerprinting (1984). Digital Cell Phones (1988)

Fun facts about the 90's
New House: $123,000(1990)
Average income per year: $28,970(1990)
Gallon of gas: $1.34(1990)
New car: $16,000 (1990)
Some important inventions: www 1st became available to the public (1991). Yahoo search engine was formed (1994). Google search engine was formed (1998)
People could not live without a Furby!

Fun Facts about the new millennium
New House: $134,150(200)
Average income per year: $40,343(2000)
Gallon of gas: $1.26(2000)
New car: $24,750 (2000)
Some important inventions: Microsoft releases Windows(2000), Facebook launched(2004), iPhone 1st released(2007)
American Idol becomes a househould name! 

而我,今天,西装革履地作了个moonlight job的面试,从没有上过讲台的我要开始上讲台了。


 

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